Sunday, November 1, 2009

Kemenangan pada 1st Auction...Dapat RP

Alhamdullilah........ Syukur pada ilahi impian aku dan adik aku utk menang auction BSN pd 29/10/09 termakbul juga. Tanpa disangka ak dapat RP untuk unit D-12-06 Taman Medan Cahaya... Sebelum pi regista aku dah sediakan extra RM500 coz max budget aku smpi RM65k. Lebih dari tu kami decide tak akan bid. Bank draft sebanyak RM3000 disediakan utk unit ni. Pada mulanya aku nak bid unit ni and Lot 69 blok C. Tapi kecewa Block C call off... Takpe xde reezeki and focus on Blok D.
Reason choose Block D coz location x jauh sgt dari Komuter and bus station. So aku rase dua blok ni the best la for rental... Aku dah pi tgk unit ni sblm auction and jumpa tuan rumah... Akak tu kata husband dia dah pi bank untuk setelkan hutang dgn bank... Aku pon percaya la ckp akak tuh.... On the auction day aku call blk EHsan either the unit still available????.. Depa ckp ade lagi.. Mmg dah rezeki kami.. Ni first projek Joint Venture (JV) aku dgn adik aku... Aku harap usaha kami akan berbaloi...
Next action ialah apply loan either with RHB, BSN or CIMB.... AKu nak try gak dgn OCBC... Harap2 dapat best rate... Apa yang menarik unit kat Taman Medan Cahaya ni ialah there are 2 bidders yang bersaing untuk Blok G-9-7.... RP 60k sama mcm akunye gak. End up depa bersaing smpi RM72k... Aku rase mebbe owner dia yg xnak letgo umah tu and masuk bid smpi menang... Kemungkinan jek... Or mebbe sumone yg too ambitious utk beli unit ni.. Bagi aku tak berbaloi bid smpi 72k... Too much... Byk lg unit lain yg aku rase mungkin dilelong kat Taman Medan Cahaya ni... Yg perlu hanyalah bersabar and byk survey... Itu je...


Unit paling mahal... RM72k
Unit yg aku menang... Calling Once!..Calling Twice!!!..Sold!!!!...

Paddle keramat....First timer and won..Yeah!!!!

Ehsan Auction Hall.... Ada makanan free....

Aku datang awal...Org tak ramai lagi

Sume org menunggu dgn sabar

Auction bermula......














Tuesday, October 27, 2009

MotoGP 2009....Viva The Doctor

Hujung minggu yang paling best aku dgn wife aku experienced. Berpeluang menyaksikan Rossi ditabalkan menjadi juara dunia MotoGP mmg sungguh mendebarkan... Walaupun perlumbaan ditanguhkan kerana hujan tapi kehangatan masih dirasai.... Deruman jentera Ducati amat mengasyikkan.... Ducati mmg superb... Styling and performance mmg over the top.... Damn....... I love that bike.... Kami arrived dalam kul 10.30am and byk kereta dah start que nak cari parking paling dekat dgn enterance cicuit.... Aku decide nak parking kat bawah jek... Senang nak kuar masa balik nnti... Pergh mmg penat menapak smpi ke atas... Berpeluh gak la....Tapi meriah coz rmai yg decide park kat bawah n leh cuci mata tgk big bikes yang bersepah2....Tgk org honking each other pon best... Sume nak cepat tak sabar nak que...Biasa la org Malaysia... Parking lintang pukang... Nasib baik decision aku tu mmg betul...Jam nak mampus masa nak balik tuh... Anyway kami mmg enjoy dgn race hari tu.....




Tak ketinggalan tujuan aku pi tgk MotoGP kali ni coz nak support Malaysian rider dlm 125cc. Result mmg tak mengecewakan Elly dari tempat ke 24 berjaya menamatkan perlumbaan ke tempat ke 16... The best wild card rider in 2009 which manage to complete the race and below 20th place... Hopefully Elly akan terus ride utk Malaysia and Air Asia akan terus support dunia permotoran Malaysia......




Gadis litar dapat bendera Petronas Free




Bergaya di depan enterance SIC



Main Grand Stand masuk thru Gate 1



Penyokong kuat Kawasaki dgn baju ijaunye....


Happily ever after



Team AIr Asia



Rider simpanan x sempat tunjuk skill



Siti Hayabusa binti Suzuki




Saat kemenangan Stoner and Rossi sebagai Juara MotoGP

Sunday, October 25, 2009

Naza Karnival 24/10/09.....Superb...


This is first time aku pi Naza Karnival with my wife... Mission kami nak tgk superbike... Aku arrived dalam kul 3.15pm... Sesak sikit coz sume kete perlahan cr parking... Parking mmg penuhDari simpang ke Naza World sampai ke bangunan Amway baru tuh penuh keta parking kiri and kanan. try la cari parking dalam compound Naza world.. 2 kali round jugak la... Hampeh... Kecewa..Pusing balik ke main road and buat U-turn kat Kah Motor.. Seb baik ade keta kuar. Dekat setengah jam gak la round2 cari parking.. Hari Ahad ni kami nak p i tgk moto GP, so aku amik peluang ni nak introduce model2 moto kat wife aku ni..


Dia mmg minat dgn superbike and tanya aku bila mau angkat sebijik... Mmmhh.... ikutkan hati mmg hari tu jugak aku angkat sebijik... Tp nak wat camne... budget takde... Sabau2.. Kene kumpul duit dulu.. Insyaallah umur aku cecah 30 je mmg menongek atas CBR la


Target kene ada baru automatic motivation membuak2...kene start kumpul duit dari sekarang and kembangkan passive income aku tuh... Klu aku nak pki superbike pon aku rasa aku beli 2nd hand jek dulu..Why?? Because kena asah skill dulu mcm abg Don kita tu... Kene blajar meleper kat klawang and atas trek... Klu tergolek pon tak la ralat sgt.... Motor baru jatuh... pergh mesti menangis.... Since zaman sekolah lagi aku minat SRAD.. harga semasa dalam RM28 to 35k depand on condition... Klu nak beli moto lama ni seelok2nya cash.. nak buat loan mesti susah... pendek cite klu tak mampu jgn mengada nk pki moto besau.


Motor Idaman Kalbu..Honda CBR 1000

Farah+ YZF R1= Firdaus



All time favaurite =Suzuki GSXR



Ada gaya tak???

Pelumba gantian Malboro Ducati Team


Aktiviti sampingan.. Benchmark Ferrari...... hahaha

Enzo

Part time model beraksi....



Lagi aksi model part time...



Maserati... Dari jauh nampk mcm muncung itik serati jek

Model memberikan aksi terbaiknye



Yah..Ini dia Aston Martin DB9


Orang Lambor Kanan bergambo side by side dgn Lamborgini



Ada bran beli la....

X6 yg menjadi kegilaan Farah harni


Temenung seketika melihat kecantikan Skyline GTR R35 ni

Nice Ass






















Wednesday, October 21, 2009

Bukit OUG COndo Survey


Hari Sabtu lepas 17/10/09 aku dgn wife aku pi survey Bukit OUG Condo.... Unit ni aku dapat info dr mudah.com.

Property details:-
Property type: Condominium
Agent Description: 9th floor with Lift / 3 Room 2 bathroom / 1222 sq ft with covered car park provided / Air-cond / Bathtub, water heater, Kitchen Cabinet with Cooker/ Swimming pool, Squash, Playground, Tennis, Mini Market, Balcony, 24 Hrs Security & Gym.

Property price : RM158000
Free/leasehold: Freehold
Size: 1222sqft
Status : Completed
Location: Bukit OUG
More details :
http://www.mudah.my/Jalan-Klang-lama---Bukit-OUG-Condominium-4120588.htm

Bagi aku unit ni mmg menarik... Luas.. Harga not bad.. Luas gila. Lagi luas dr rumah yang aku beli dr PKNS tu.. AKu survey plak kat I-properties.. Mmg ade byk agent yang jual unit ni... Paling murah aku jumpa utk keluasan yang sama ialah RM135K. Tapi unit ni dah terjual... Yg menjadi tanda tanya... NAPE MURAH SANGAT????


So aku survey kat Low Yat forum... Most of the forumer comments yg unit2 kat sini terlampau isolated... Acces ke main road susah.. Besides that ade masalah termite dan maintenance service tak seperti condo, tp macm apartment... Ye la cost maintenance Condo ni murah sgt RM150... So you get what you paid.......


Aku ade tanye a few bank about market value condo ni... Most of the bank kata tak bole dapat tinggi sagt. Maximum pon RM150K...Depa cakap byk unit kat sini kene lelong so effected la market valuenye... Lagi satu Bukit OUG condo ni unitnye byk sgt...'Over Supply'.. Ada '1700' units (betul ke?) and aku rasa kat sini komuniti condo paling besar aku penah jumpa. Bila market demand kurang coz product melebihi permintaan automatic harga jatuh la... Dengar cita masa launcing dulu bagi unit 1222sqft harga dlm RM170k++. After many years harga jatuh plak.. Bukannye naik... Iskh2....Kesian tul buyer2 yg rumah mereka dilelong...


Masalah paling ketara ialah transportation..... Tak nmpk langsung bas awam naik atas ni. Yang ada hanya la teksi.. hanya tenant yg mempunyai kenderaan sendiri jek bole sewa rumah area tu... Dengar cite nnti LRT akan disambung ke area Bukit OUG ni. Dijangka hanya 5 minits walk je ke stesan OUG. Tp x tau bila la akan siap. Tp jangan terkejut bila siap jek harge market value sini akan naik mencanak2 mcm vista komenwel condo...



On da way ke Bukit OUG... Permandangan kiri and kanan jalan mmg menarik... Nyaman dan tenang...


Jambatan yang menyambungkan main road dgn Bukit OUG. bawah tu highway.. Highway ape tah.. aku tak pasti.


Main enterance...



Wife aku tak berkenan sgt dgn condition rumah kat sini... Nmpk dah usang and parkingnye agak menyeramkan...huhuhu




Bagunan dah lama...Berkulat sikit and ada atap genting yang dah tercabut2.... Tapi suasana mmg nyaman. Klu sapa2 nak lari dari kebisingan KL bolela beli umah area sini



Besau sungguh...



Ada kitchen cabinet


Tennis Court


Bangalow idaman aku....Very nice... Byk rumah mcm ni kat kaki bukit Bukit OUG... Ada Hp NO advertise kat bumbung umah tu kpd sesapa yg berminat nak beli or sewa..... Bapa la harganya ek...
Ni pon cantik gaks..... My target in 20 years time....

Apartment Belaian Bayu.... Masalah Lagi...

Hari ni aku call PKNS lagi... Aku bercakap dgn bahagian sales... Soklan pertama... Puan bila saya bole dapat kunci....Di jangka bulan 11. Bole caye ke ni??? AKu kata.... CF dah dapatkan... Ada masalah lagi ke???? Dia kata kami ade masalah dgn Syabas.. Meter air tak pasang lagi.... Adusss... Tension tul aku dgn PKNS nih.... Bkn CF dah lulus meaning sumenye dah pasang kan.. Itu apa yg aku paham la. Correct me if I'm wrong...
Tak puas hati betul aku dgn jawapan dia... Petangnye aku call lagi PKNS.. Bercakap la plak dgn bahagian technical... Nama dia En. Bakhtiar... Apa masalah lg dgn Syabas... En. Bakhtiar ni pon bg la awapan yg panjang lebar.. Dipendekkan cite masalah berpunca dari isu 20m cubic free yg kerajaan Pakatan Rakyat janji pada rakyat Selangor... Bagi aku... Thumbs up la to Pakatan rakyat krn bagi air free. SO far selama aku menyewa area Taman Medan nih... mmg aku tak pernah bayar bill air... Free memanjang.. Biasa la kat umah ni aku dgn wife aku jek...
Nak dijadikan cite.. Syabas skrg set new requirement regarding this issue. Developer must meet certain aspect in order their application will be process. For example Syabas tetapkan higher spec for pump and pipe meter. Good for buyer but a great lost for developer.. Drpd cite En Bakhtiar PKNS terpaksa keluarkan additional budget dlm RM200K hanya utk pasang meter air. Pemilihan plumber pon Syabas kaco. Iskh2... nape la susah kan developer dan menyakitkan hati buyer.... Dulu masa PKNS yg kutip bayaran air proses permohonan senang jek lulus... Dulu utk permohonan pemasangan air hanya submit S&P only few unit as an example to Syabas. Skrg Syabas tetapkan dia nak sume unit S&P fotocopy... Bila ade unit yg tak sign S&P lagi habislah.... Permohonan xkan diproses... Kan menyusahkan sume org.... Napelah byk sgt birokrasi nih.... Bengang betull aku.....
Then aku call plak Bank Islam.. Tanye status loan aku... Dah disburse ke payment to developor...Feedback dari awek bank Islam tu... mereka dah disburse about RM123K to PKNS and remaing RM27K lagi yg belum dibayar.... Awek tu kata monthly installment aku cantik and takde masalah. Risau gak aku coz aku bayar through Maybank2u every month. Senang...
Hopfully bulan 11 ni leh la aku pindah ke umah baru... Dah tak sabar nak duk umah sendiri....

Tuesday, October 6, 2009

A Very Good Article For Property Investor Reference


Your Unique Investment Profile
By: Milan Doshi
I am often asked:

“I have RM100,000 to invest. Shall I buy one property valued at RM100,000 with no loan? Or shall I use the RM100,000 as a 20 per cent down payment, borrow RM400,000 and buy a combination of properties worth a total of RM500,000?”

Although the question seems simple, unfortunately it is not. In order to answer this question, you first need to know your Unique Investment Profile as everyone is different. Your Unique Investment Profile comprises of the following factors:
1. Your Age: The younger you are, the greater risks you can afford to take as you have a lot of time ahead of you just in case anything goes wrong. In life, we all have to take risks, especially when it comes to earning and investing. You must take greater risks while you are still young failing which, you may be forced to take greater risks when you become older.

a) Borrowing money for property investments also entails taking some risks. Hence the younger you are, the more money you ought to borrow. Hence it makes sense to use the RM100,000 as the down payment and borrow at least RM400,000 to buy a combination of properties worth more than RM500,000. Further, you will be able to take loans of longer tenures thereby reducing your monthly installments, compared to someone who is older.

1) If you are retired or approaching retirement, the answer will be to play it safe and buy one RM100,000 property with cash.

2) If your age is somewhere in between, then your answer will be to borrow up to a level you are comfortable with.

Whatever your age, always ensure your potential returns are more than the borrowing costs. It always makes financial sense to borrow money to buy assets like properties that appreciate in value and not things that have no value like holidays or worse still, depreciates in value like cars, television and such.

2. Your Risk Profile: Different people react to and manage risks in different ways. Some are ultra conservative while others are ultra aggressive and some are even die-hard gamblers. Only you know who you really are deep down. It will be extremely difficult for someone who does not know you well enough to recommend suitable investments or strategies suited to your risk profile. There are many types of risk profile questionnaires available, most of which are too simplistic in my opinion. I have yet to come across a detailed risk or investment profile analysis similar to those available for personality profiling. The latter will give you a detailed, objective analysis of your personality or character’s strong and weak points, the type of people you can comfortably work with, the type of jobs suited to you and more. Another important factor to keep in mind is that your risk profile is not static. It will change as you become older, wiser and start gaining experience. Usually, the first one or two properties are usually the most difficult as your learning curve is steep. Your subsequent purchases will become much easier.

3. Your Emotional Mindset: Investing tends to be very emotional as your hard-earned money is at stake. The key emotions involved in investing are: greed, fear, patience, discipline, guts, ego, worry, temperament and the like. If you are unable to control your emotions, you will become your greatest enemy.

4. The Speed of Your Financial Plan and the Length of Your Time Horizon: If you want to get rich fast, say make RM1 million in the next five years, you have to take greater risks as compared to someone who is contented with making RM1 million over the next ten years. The greater the speed of your financial plan and/or the shorter your time perspective, the more risks you have to take.

5. Your Strengths and Weaknesses: You need to exploit your strengths and constantly work on improving your weak areas. If you are married, you also have to take into account and leverage on your spouse’s financial strengths and weaknesses. Say that your personal communications and negotiation skills are weak because you are a shy person by nature. You will find it difficult to succeed in property investments as you have to deal with a lot people like property negotiators, sellers, bankers, lawyers, tenants and more.

6. Your Current Financial Standing: A trained and experienced financial consultant would need to analyse your income statement, expenses and balance sheet which list out your assets and liabilities. This will give them an idea of your:

a) Earning capability
b) Lifestyle and living expenses: Are you a saver or spender?
c) Your monthly savings
d)Type of assets and their returns
e) Financial obligation on your existing loans


From here, they can then determine what sort of additional loans you can comfortably take on. It is not necessary to follow the commercial bank’s guideline of your total loan repayments not exceeding one third of your income.


7. Number of “Headaches” You are Comfortable Managing: Each property is a ‘headache’ in terms of Property and Tenant Management. If you prefer to have one small headache, then use the RM100,000 to buy one property. If you are able to manage more headaches, then by all means borrow and buy more properties. Some of my top graduates have bought over 30 properties and yet they have all the free time in the world. The trick is to find a good full time property manager and train that person well to manage the day-to-day headaches for you.

8. Free Time Available: Depending on your work and family commitments, everyone will have different amount of free time available that they can allocate to study and monitor the markets to put in the required effort. You need to find the right investment products or investment styles that suit the amount of free time you have. You must find the time if you want to become a successful investor. Most successful investors like Warren Buffett, George Soros or Peter Lynch are full time investors. It is difficult, though not impossible, to become a successful part-time investor. The more time you can allocate towards investments, the greater your chances of becoming successful. The big advantage real estate has over other investments is that the bulk of the effort you need to put in is a one-off at the point of purchase. As long as you keep the property, it will continue working for you.

9. Interest in the Investment Products: There is a saying that you can bring a horse to the water but you can’t force it to drink. Likewise, your inclination towards certain investment products will give you certain inherent advantages. For example, some people love driving around in the hot sun admiring properties and visualizing what the place will look like in the future. Naturally these people will have an advantage in property investment and they would be more comfortable borrowing money for property purchases.

10. Your Current Financial IQ and the Amount of ‘Good’ and ‘Bad’ Real Life Experiences you have: The more you know what you are doing and why, the less risks you bring to it.

11. Social Factors such as your marital status (single, married or divorced), the number of kids (or ‘financial liabilities’) you have or plan to have, do you need to support your parents financially, etc. All these will have an indirect bearing on the amount of borrowings you are comfortable with as you will need to put aside some cash for any unforeseen situation. Knowing the above will give you an excellent idea of what your Unique Investment Profile is. From here, it will be much easier to determine the direction your financial roadmap should take, the speed of your plan, the sort of investments you ought to be looking at, the type of risks or borrowings you can comfortably manage and so forth. Many people are forever searching for a detailed step-by-step guide or ‘magic formulas’ or ‘How To’ solutions to getting rich. In my opinion, there is none. It is extremely difficult, if not impossible, to find any one or two solutions that would fit everyone. The answer lays not so much on what’s out there, but what’s inside you, that is, your internal financial mindset.Just like there are many ways of earning money and becoming millionaires, there are just as many ways of investing. There is no ‘right’ or ‘wrong’ way of investing. There is only what is ‘right’ for you. This is why Investing is an art, not science. Hence I believe that it is extremely important for everyone to first learn and discover who they really are and what exactly do they want out of life. From there you need to find the ‘right’ answers that suit you. Different people need different solutions and answers... and the best person to give them the answers are themselves!

Monday, October 5, 2009

Milan Doshi..... Cara nak kaya dlm Property Investment

Borrow Intelligently as Much as You can
Date: Jul 01, 2009
By: Milan Doshi
During a recent seminar, I challenged all the participants that each one of them must have a goal of having at least RM5 million in bank borrowings for property investments, provided the returns are higher than the borrowing costs. Many participants almost fell off their seats, as it was a little difficult for many of them to comprehend such a figure. Most of them never had any sort of goal as to how much money they should aim to borrow. Let me explain why you should be an intelligent borrower and aim to borrow as much as you can:

1. You can Leverage and get Rich using the bank’s money and less of your own. The key advantage properties have over other investments such as mutual funds is that you can easily borrow up to 90 per cent of your purchase price. With only RM10,000, you can purchase a property worth RM100,000.

If prices were to increase by 10 per cent, your property is now worth RM110,000. Against your original cash outlay of RM10,000, this is a 100 per cent gross rate of return! Instead, if you had invested RM10,000 in a mutual fund and if prices were to go up by 10 per cent, you would have only made RM1,000.

Do bear in mind that Leverage is a Double Edged Sword. If prices were to drop by 10 per cent, your loss on the property would be 100 per cent. Compare this against a loss of only 10 per cent in mutual funds. Hence, you really need to be an intelligent investor as well as careful borrower.

2. Even if you have RM100,000 cash and can afford to purchase the property without any loans, it’s still advisable to borrow money. Reasons being:
a) All important documents such as the title, etc are kept by the bank. If you were to keep the documents on your own and were to lose or misplace them for any reason, it will be a cumbersome process to get a duplicate copy. In case you need to sell, the certified duplicate copies may not be recognised by your buyer’s bank.

Some years ago, a student at my seminar had purchased a shop lot in Sungai Wang and he was sharing with us the problem he faced. Since the individual titles have still not been issued after more than 25 years, owners are required to keep original copies of all Sales and Purchase agreements (SPA) from the developer all the way to the present owner.

It so happened that for the shop he purchased, there were at least seven changes of ownership in the last 25 years and one of the original SPA was lost. Even with a certified true copy of the missing SPA, the buyer’s bank refused to release the loan as the documentation was considered to be incomplete. My student was very lucky to get all his deposits back in this case.

b) When you borrow 90 per cent of the purchase price, you are transferring 90 per cent of the risks to the bank. Many savvy rich overseas investors who invest in Malaysian properties prefer to take bank loans from the local banks even if they don’t need to borrow. The reason they do so is that in a worst case scenario (e.g. developer going bust, country in political turmoil, etc), their loss is only limited to the down-payment of 10 to 20 per cent instead of 100 per cent if they had not taken any bank loans.
3. Suppose you are paying RM1,000 every month for your fixed term loan for the next 25 years.
Due to inflation, the purchasing of RM1,000 per month today and RM1,000 per month in the future will be vastly different. If RM1,000 today can purchase 1,000 lollipops, 25 years later the same RM1,000 can probably purchase 300 lollipops less.
4. Since Your Net Worth = Assets – Liabilities, with properties, you get to enjoy double benefits. Your asset value increases over time thanks to inflation, while your loans are gradually being reduced by your hard-working “employees” or tenants. With other asset types, you only get to enjoy the appreciation aspect only. Even then, part of the return is constantly being eroded by inflation. Inflation works for you in property investments whereas it works against you for other investment vehicles.

5. Let’s assume you have total borrowings of RM1,000,000 spread over the next 25 years at seven per cent per annum. Your yearly instalment RM85,811* (monthly = RM7,150/month) is being covered by the rental income. See the table below for more details
At the end of Year 1, your loan has reduced by RM15,811 which equates to RM1,317 per month. Frankly, it is nothing to really get excited over.
In a worst case scenario where property prices remain unchanged, your Net Worth is increasing passively, thanks solely to the reduction in your outstanding loan. Over 25 years, you will be getting richer by RM3,336 per month if your total borrowing is RM1 million.

What if your total borrowings are RM5 million as per my challenge, which I feel is achievable? All the numbers above are multiplied by a factor of five. Over the next 25 years, your net worth will be increasing by RM16,680 (i.e. RM3,336 x 5) per month in a worst case scenario where property prices do not increase!
If you factor in a modest price increase of five per cent per annum, your net worth could easily be increasing passively at double the above figures. Some of my more aggressive students have even set personal borrowing targets of RM10 million. When they hit their borrowing limits in Malaysia, they start investing overseas in countries like Singapore, Australia and others as their
*Note: Formula in Microsoft Excel is “=-PMT(0.07,25,1000000)” borrowings there begin at zero.

With the right knowledge and the right properties in good locations, it’s not too difficult to set up an autopilot investment vehicle that increases your net worth passively every month. In fact, the more you borrow intelligently, the richer you get!

If you have any comments on this article or questions, please email to me at achievers88@yahoo.com. I would highly recommend that you sign up at our moderated getrichbook egroups at:
It's free for all my book readers and readers of this article. Only relevant emails pertaining to finance, property and stock investments will be approved for broadcast.
Article Contributed by:
Milan Doshi
Financial Trainer and Best Selling Author of
“How You Can Become a Multi-Millionaire Real Estate Investor!”
For more information, visit www.milandoshi.com

Sunday, October 4, 2009

My First Property Survey.... Pansapuri Lagoon Perdana

Hari ni first property survey...Before aku p tgk umah2 nih... aku survey dulu through internet
and baca blog otai2 rumah sewa.... Aku google kat Mudah and find out about Pangsapuri Lagoon Perdana. Reason aku decide utk survey apartment ni coz feed back dari sifu2 yang this property has high market value. Apartment ni jugak bole dikatakan sgt strategik . Below ialah venues which are within 1Km Radius :

- X-treme Park - Sunway Golf Range
- Sunway Medical Centre
- Sunway Monash University
- exit to Federal Highway- exit to LDP- exit to Kesas
- Sunway Pyramid
- Sunway University

Survey punya survey...Perghhhh.... Ada unit menarik for sale.. Ape lagi terus call. Agent kata unit ni only for bumi... Price 88K and 852sqft... Loan bole pegi until 95K. Klu aku berminat dia boleh arrangekan. tapi kena prepare 10% during signing agreement. Loan dia arrange dgn BSN, BLR-2.5%.. Tinggi tu.. and chances nak lepas mmg tinggi... Loan tu plak Zero Moving Cost.. Bank loan xyah bayau.. Bayau lawyer utk umah jek.. Dia kata dlm RM 2.5K.... Then aku google plak list of properties will be auction for this month... Rupa2nye ada unit yg akan dilelong this weekend by RHB... RP price RM90K. Bayangkan harga auction lagi tinggi drpd harga bumi.... KLu ade duit mmg aku sambar unit bumi ni... Below are details for this weekend auction... Bole jadi price reference for bumi unit yg dijual kat MUdah...

RHB.NCM68 5%RESERVE PRICE : RM90,000.003
BEDROOM APARTMENT 852 square feet
Unit No. 3A-11-15 (also known as Unit No.4-11-15),
11th Floor, Block 3A, Pangsapuri LagoonPerdana, Jalan PJS 9/1,
Bandar Sunway, 46150 PJ


Gambo2 kat bawah ni aku snap sepanjang aku survey Lagoon Perdana.................



Apartment ni mmg dekat sangat dgn Sunway medical Centre

Pandangan dari jauh....


Pandangan dekat...mmmh,, Berkulat habis apartment nih..

Parking moto yang tak teratur..... Peti surat yg tak sempurna

Parking banyak kosong tapi agak menyedihkan....

Keadaan lif yang menyakitkan mata... Tapi keadaan ni standard la utk apartment.


Every blok ade dijual air reverse osomosis nih.. Bagus utk tenant.... Notis board tepi kotak air tu penuh dgn iklan mencari penyewa....

Mcm hotel plak.... Day basis tuu....

Sape nak no awek... bole la try call no spt di atas..huhuhu

Room to let price pon not bad....

Semi furnish RM850... mmg bole buat duit ni klu beli unit lagoon Perdana and sewakan.... Ade aku jumpe ad kat mudah until RM1200 org nk sewakan. Tp fully furnish la...



By parking kosong.... Maybe penyewa2 kat sini mostly foreigner... Takde kereta kot.. Sume naik bas....

Parking mengadap umah org kaya2.... Umah 3 tingkat... Bape la harganye ek... Maybe dekat RM1M... So paham2 la harga tanah area nih....


Dungeon and Dragon

Kedai makan mmg tak susah...Byk... Ada klinik bala... Kedai gambo Kodak....99SpeedMart
Conclusionnye..... Aku bole kata... Beli unit kat Apartment Lagoon Perdana ni mmg worth it...... High market price and low bumi price..... Just imagine owner umah yg aku survey tu beli unit ni 5 years ago at the price of Rm 93K then jual pada harga 88K. Desperate nk jual umah tu.... Unit tu already have tenant. Dia sewakan Rm 600 kepada one Parki family.... Agent kata since 5 years ago owner mmg tak penah revise rate sewa dia... Bagus betul owner tu... Latest post kat mudah ade agent jual bumi unit at the price of RM83K...Cuma sqft kecik skit..800sqft... Price cannot nego anymore...On the rental side plak average owner sewakan antara Rm750 to RM950... Aku percaya that price mmg berbaloi dgn kemudahan and Location lagoon Perdana ni..
AKu hanye amik masa sejam to survey this properties... Pengalaman yang berharga...... For me when there is a wil... There will be a way..... Lu pikirla sendiri...